Another reason I hate Wal-Mart.

From The Consumerist [emphasis there's]:

'Check our Walmart's awesomely evil deal: Cashing your check costs $3.00, but if you put the money on a Walmart MoneyCard, they'll waive the $4.64 "loading" fee. Neat! After that it's only $4.94 a month to keep your money on the card.

Want to know how much is left? That'll be $0.70 to check your balance .This card, in essence, takes people who don't have access to the banking system in this country and makes Walmart their "bank." Except it's a "bank" where it costs $1.95 to get money from an ATM, but getting "cash back" from Walmart's POS is free! If you deposit more then $1,000, Walmart will generously waive the monthly maintenance fee on the card. Want to speak to a teller? That'll be $3.50. Your paper statement? $2.00. What a deal!'

Walmarts Tries To Become Your Bank With The "Walmart MoneyCard"

P.S. - Watch me get a press release from Wal Mart's PR company again.